Memorials may be made to American Cancer Society or Habitat for Humanity. Judy Utlaut, of St. Charles, Missouri, died on Thursday, November 5, 2009 at the age of 56. Dearest wife of Ronald Norman Utlaut: dear daughter of the late Rodney and Margaret Neal; loving mother of Ron (Heather) Utlaut, Michael Utlaut and Michelle Utlaut; dear sister of Robert Neal; dear daughter-in-law of Norman and Dorothy Utlaut. Judy is also survived by many friends.